Which article of AIA A201 deals with loss and insurance required to make the owner whole?

The correct choice focuses on Article 11 of AIA A201, which specifically addresses the topic of insurance and loss. In construction contracts, especially those governed by AIA A201, Article 11 establishes the framework for the types of insurance coverage that must be obtained and maintained by both the owner and the contractor. This article outlines the responsibilities each party has in terms of insuring against potential losses, ensuring that the owner is adequately protected and can be made whole in the event of damages or losses during the project.

This is crucial because it sets forth the obligations related to risk management, detailing what kind of coverage is required, how liability is managed, and the processes for settling claims. By clearly defining these aspects, Article 11 provides the necessary structure for both parties to understand their financial risks and responsibilities, ultimately leading to a more secure and organized project environment.

In contrast, the other articles listed relate to different aspects of construction management and do not specifically address the insurances required to cover losses. Understanding Article 11 is essential for comprehending how parties to a construction contract should approach insurance to protect their interests and ensure all parties involved are safeguarded against unforeseen circumstances.